Obamacare: what conservatives told us socialized medicine was like.
Yes, ask. We find it takes hours to find out, generally; we have to first get a pile of data from the doctors, and then we take it to the insurance company, which replies with a non-binding estimate of coverage.
The claim that preventative care and tests are fully covered is false. Initial screening tests are covered, not followup tests. The claim is yet another insurance industry bait-and-switch. We're out-of-pocket $400 because my wife didn't ask what followup tests (all negative) on a mammogram would cost.
That said, I will admit that the ACA is for most people a vast improvement over what we had before, but that is because we had nothing before.
no subject
Yes, ask. We find it takes hours to find out, generally; we have to first get a pile of data from the doctors, and then we take it to the insurance company, which replies with a non-binding estimate of coverage.
The claim that preventative care and tests are fully covered is false. Initial screening tests are covered, not followup tests. The claim is yet another insurance industry bait-and-switch. We're out-of-pocket $400 because my wife didn't ask what followup tests (all negative) on a mammogram would cost.
That said, I will admit that the ACA is for most people a vast improvement over what we had before, but that is because we had nothing before.